Highest Bank Account Bonuses

Looking to maximize your bank bonus earnings? Here are the highest bank account bonuses available right now, ranked by bonus amount. Some require higher deposits or more direct deposits, but the payouts are worth it.

15
$500+ Bonuses
29
$300-$499 Bonuses
16
$200-$299 Bonuses

$500+ Bonuses

The biggest bonuses available. Usually require higher deposits or balances.

C

Citibank

Citi checking

$2,000
Checking
✓No monthly fee
ChexSensitive
Expires May 10
C

Citibank

Citi savings

$2,000
Savings
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Capital One

Capital One checking

$1,500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
H

HSBC

HSBC checking

$1,500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
M

Marcus by Goldman Sachs

Marcus checking

$1,500
Checking
✓No monthly fee
ChexSensitive
Expires May 10
C

Chase

Chase checking

$1,500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Citibank

Citi savings

$1,000
Savings
✓No monthly fee
ChexSensitive
Expires Apr 29
S

SoFi

SoFi savings

$675
Savings
✓No monthly fee
ChexSensitive
Expires Apr 29
H

HSBC

HSBC Premier Checking

$600
Checking
💵$5,000+ direct deposit (3x)
📋$50/mo fee (waivable)
Hard Pull
Expires May 31
A

Ally Bank

Ally checking

$525
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Chase

Chase checking

$500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
K

KeyBank

KeyBank checking

$500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
T

TD Bank

TD Bank checking

$500
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
A

Axos Bank

Axos Rewards Checking

$500
Checking
💵$3,000+ direct deposit (2x)
✓No monthly fee
Expires in 3 weeks
B

BMO

BMO Smart Advantage Checking

$500
Checking
💵$7,500+ direct deposit
📋$15/mo fee (waivable)
ChexSensitive
Expires Jun 30

$300-$499 Bonuses

Great bonuses with moderate requirements. Good balance of effort vs. reward.

U

U.S. Bank

US Bank checking

$450
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
W

Wells Fargo

Wells Fargo checking

$425
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
B

BMO

BMO checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
B

Bank of America

BofA checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
W

Wells Fargo

Wells Fargo checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
U

U.S. Bank

U.S. Bank Smartly Checking

$400
Checking
📋$6.95/mo fee (waivable)
ChexSensitive
Expires in 3 weeks
T

Truist

Truist One Checking

$400
Checking
📋$12/mo fee (waivable)
ChexSensitive
Expires Apr 30
R

Regions Bank

Regions LifeGreen Checking

$400
Checking
📋$8/mo fee (waivable)
ChexSensitiveRegional
Expires May 15
C

Citibank

Citi Priority Account

$400
Checking
💰$50,000 deposit for 60 days
📋$30/mo fee (waivable)
Expires in 3 weeks
H

Huntington Bank

Huntington checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
A

Ally Bank

Ally checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
F

Fifth Third Bank

Fifth Third checking

$400
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
P

PNC Bank

PNC Virtual Wallet

$400
Checking
💵$5,000+ direct deposit
📋$7/mo fee (waivable)
ChexSensitive
Expires May 6
B

BMO

BMO Alto Online Savings

$350
Savings
💰$25,000 deposit for 90 days
✓No monthly fee
Expires Jun 30
C

Citibank

Citi checking

$325
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
W

Wells Fargo

Wells Fargo Everyday Checking

$325
Checking
💵$1,000+ direct deposit (3x)
📋$10/mo fee (waivable)
ChexSensitive
Expires in 2 weeks
C

Chase

Chase savings

$300
Savings
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Capital One

Capital One checking

$300
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Citibank

Citi savings

$300
Savings
✓No monthly fee
ChexSensitive
Expires May 3
F

Fifth Third Bank

Fifth Third Momentum Checking

$300
Checking
✓No monthly fee
ChexSensitiveRegional
Expires in 3 weeks
T

TD Bank

TD Beyond Checking

$300
Checking
📋$25/mo fee (waivable)
ChexSensitiveRegional
Expires Apr 30
K

KeyBank

KeyBank Key Smart Checking

$300
Checking
✓No monthly fee
ChexSensitiveRegional
Expires Apr 30
S

SoFi

SoFi Checking & Savings

$300
Checking
✓No monthly fee
A

Ally Bank

Ally checking

$300
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
R

Regions Bank

Regions checking

$300
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Chase

Chase Total Checking

$300
Checking
💵$500+ direct deposit
📋$12/mo fee (waivable)
ChexSensitive
Expires Apr 16
C

Citizens Bank

Citizens One Deposit

$300
Checking
💵$500+ direct deposit
✓No monthly fee
ChexSensitiveRegional
Expires Apr 15
H

Huntington Bank

Huntington Unlimited Plus Business

$300
Checking
💰$1,000 deposit
✓No monthly fee
ChexSensitiveRegional
Expires May 31
A

American Express

American Express High Yield Savings

$300
Savings
💰$25,000 deposit for 90 days
✓No monthly fee

$200-$299 Bonuses

Solid bonuses with easier requirements. Great for beginners.

A

Ally Bank

Ally Interest Checking

$250
Checking
✓No monthly fee
A

American Express

Amex checking

$250
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Capital One

360 Checking

$250
Checking
💵$250+ direct deposit (2x)
✓No monthly fee
U

U.S. Bank

U.S. Bank Elite Money Market

$250
Savings
💰$25,000 deposit for 90 days
📋$10/mo fee (waivable)
Expires in 3 weeks
P

PNC Bank

PNC checking

$200
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
T

TD Bank

TD Bank savings

$200
Savings
✓No monthly fee
ChexSensitive
Expires Apr 29
H

Huntington Bank

Huntington checking

$200
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
A

Ally Bank

Ally checking

$200
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
B

Bank of America

Bank of America Advantage Plus

$200
Checking
📋$12/mo fee (waivable)
ChexSensitive
R

Regions Bank

Regions checking

$200
Checking
✓No monthly fee
ChexSensitive
Expires Apr 29
C

Chase

Chase Savings

$200
Savings
💰$15,000 deposit for 90 days
📋$5/mo fee (waivable)
ChexSensitive
Expires Apr 16
C

Citibank

Citi Accelerate Savings

$200
Savings
💰$20,000 deposit for 60 days
✓No monthly fee
Expires in 3 weeks
C

Capital One

360 Performance Savings

$200
Savings
💰$10,000 deposit for 90 days
✓No monthly fee
D

Discover Bank

Discover Online Savings

$200
Savings
💰$15,000 deposit for 30 days
✓No monthly fee
D

Discover Bank

Discover Cashback Debit

$200
Checking
💵$1,000+ direct deposit
✓No monthly fee
P

PNC Bank

PNC High Yield Savings

$200
Savings
💰$10,000 deposit for 60 days
✓No monthly fee
Expires May 6

Banks With the Best Bonuses

These banks consistently offer the highest bonuses. Click to see all current offers from each bank.

C
Chase
C
Citi
B
BofA
W
Wells Fargo
U
US Bank
P
PNC
C
Capital One
T
TD Bank
S
SoFi
A
Axos
H
HSBC
M
Marcus

Maximizing Your Bonus Earnings

Do This

  • ✓Stack bonuses from different banks
  • ✓Combine checking + savings at same bank
  • ✓Split direct deposits across multiple accounts
  • ✓Use a spreadsheet to track requirements

Avoid This

  • ✗Opening too many accounts too quickly
  • ✗Closing accounts before the required period
  • ✗Missing direct deposit deadlines
  • ✗Forgetting bonuses are taxable income