Bank Bonuses With No Monthly Fee
Why pay monthly fees when you can get paid instead? These banks offer sign-up bonuses with truly free accounts - no monthly fees, no minimum balance requirements, no hoops to jump through.
Why No Monthly Fee Matters
Average annual cost of a $12/month checking fee
What you pay with these no-fee accounts
Plus you get a sign-up bonus
Free Checking Account Bonuses
Citibank
Citi checking
Capital One
Capital One checking
HSBC
HSBC checking
Citibank
Citi checking
Marcus by Goldman Sachs
Marcus checking
Chase
Chase checking
Ally Bank
Ally checking
Ally Bank
Ally checking
Chase
Chase checking
Capital One
Capital One checking
KeyBank
KeyBank checking
TD Bank
TD Bank checking
Axos Bank
Axos Rewards Checking
Citibank
Citi checking
U.S. Bank
US Bank checking
Wells Fargo
Wells Fargo checking
BMO
BMO checking
Bank of America
BofA checking
Wells Fargo
Wells Fargo checking
Huntington Bank
Huntington checking
Ally Bank
Ally checking
Capital One
Capital One checking
Fifth Third Bank
Fifth Third checking
Fifth Third Bank
Fifth Third checking
Citibank
Citi checking
American Express
Amex checking
KeyBank
KeyBank Key Smart Checking
SoFi
SoFi Checking & Savings
Ally Bank
Ally checking
Capital One
Capital One checking
Fifth Third Bank
Fifth Third Momentum Checking
Regions Bank
Regions checking
Citizens Bank
Citizens One Deposit
Huntington Bank
Huntington Unlimited Plus Business
Chase
Chase checking
Ally Bank
Ally Interest Checking
Regions Bank
Regions checking
American Express
Amex checking
Capital One
360 Checking
PNC Bank
PNC checking
Huntington Bank
Huntington checking
Ally Bank
Ally checking
Regions Bank
Regions checking
Bank of America
BofA checking
Axos Bank
Axos checking
Chase
Chase checking
Free Savings Account Bonuses
Citibank
Citi savings
Citibank
Citi savings
Citibank
Citi savings
SoFi
SoFi savings
Chase
Chase savings
BMO
BMO Alto Online Savings
Chase
Chase savings
Citibank
Citi savings
American Express
American Express High Yield Savings
Citibank
Citi Accelerate Savings
TD Bank
TD Bank savings
Capital One
360 Performance Savings
PNC Bank
PNC High Yield Savings
Ally Bank
Ally Online Savings
Marcus by Goldman Sachs
Marcus High-Yield Savings
Citibank
Citi savings
Best Banks for No-Fee Accounts
Online Banks
SoFi, Ally, Discover, Capital One 360 - These banks have no physical branches, so they pass savings to customers with no fees and higher APYs.
Credit Unions
Many credit unions offer free checking with bonuses. Check local credit unions in your area.
Neobanks
Chime, Current, Varo - App-based banks often have no fees, though bonuses may be smaller or require referrals.