Best Checking Account Bonuses
Find the best checking account sign-up bonuses available right now. Most require direct deposits, but some just need a minimum deposit. We've ranked them by bonus amount and ease of requirements.
Quick Comparison
| Bank | Bonus | DD Required | Monthly Fee |
|---|---|---|---|
| Citibank | $2,000 | No | $0 |
| Capital One | $1,500 | No | $0 |
| HSBC | $1,500 | No | $0 |
| Marcus by Goldman Sachs | $1,500 | No | $0 |
| Chase | $1,500 | No | $0 |
| HSBC | $600 | $5,000 | $50 |
| Ally Bank | $525 | No | $0 |
| Chase | $500 | No | $0 |
| KeyBank | $500 | No | $0 |
| TD Bank | $500 | No | $0 |
All Checking Account Bonuses
Citibank
Citi checking
Capital One
Capital One checking
HSBC
HSBC checking
Marcus by Goldman Sachs
Marcus checking
Chase
Chase checking
HSBC
HSBC Premier Checking
Ally Bank
Ally checking
Chase
Chase checking
KeyBank
KeyBank checking
TD Bank
TD Bank checking
Axos Bank
Axos Rewards Checking
BMO
BMO Smart Advantage Checking
U.S. Bank
US Bank checking
Wells Fargo
Wells Fargo checking
BMO
BMO checking
Bank of America
BofA checking
Wells Fargo
Wells Fargo checking
U.S. Bank
U.S. Bank Smartly Checking
Truist
Truist One Checking
Regions Bank
Regions LifeGreen Checking
Citibank
Citi Priority Account
Huntington Bank
Huntington checking
Ally Bank
Ally checking
Fifth Third Bank
Fifth Third checking
PNC Bank
PNC Virtual Wallet
Citibank
Citi checking
Wells Fargo
Wells Fargo Everyday Checking
Capital One
Capital One checking
Fifth Third Bank
Fifth Third Momentum Checking
TD Bank
TD Beyond Checking
KeyBank
KeyBank Key Smart Checking
SoFi
SoFi Checking & Savings
Ally Bank
Ally checking
Regions Bank
Regions checking
Chase
Chase Total Checking
Citizens Bank
Citizens One Deposit
Huntington Bank
Huntington Unlimited Plus Business
Ally Bank
Ally Interest Checking
American Express
Amex checking
Capital One
360 Checking
PNC Bank
PNC checking
Huntington Bank
Huntington checking
Ally Bank
Ally checking
Bank of America
Bank of America Advantage Plus
Regions Bank
Regions checking
Discover Bank
Discover Cashback Debit
TD Bank
TD Convenience Checking
Bank of America
BofA checking
Axos Bank
Axos checking
Banks With Checking Bonuses
Browse all bonuses from these banks offering checking account sign-up bonuses.
Checking Account Bonus Tips
- ✓Direct deposit: Most bonuses require direct deposit. Your employer payroll, government benefits, or services like Venmo/PayPal direct deposit often qualify.
- ✓Timing: Start direct deposits immediately after opening. Most banks require deposits within 60-90 days.
- ✓Monthly fees: Most fees can be waived with direct deposit or minimum balance. Read the fine print.
- ✓Early termination: Keep accounts open for 6 months typically. Closing early may forfeit the bonus or trigger fees.