SoFi

What is the best SoFi bank bonus right now?

The best SoFi bonus in 2026 is $675. SoFi has 2 active bonus offers available.

Does SoFi have a checking account bonus in 2026?

Yes, SoFi currently offers 1 checking account bonus in 2026, with the highest worth $300. No direct deposit is required.

How do I get the SoFi savings sign-up bonus?

To earn the $675 SoFi savings bonus, open a new account and meet the qualification requirements. The bonus typically posts within 30 days. There is no monthly fee.

How do I get the SoFi Checking & Savings sign-up bonus?

To earn the $300 SoFi Checking & Savings bonus, open a new account and meet the qualification requirements. The bonus typically posts within 14 days. There is no monthly fee.

Does SoFi use ChexSystems?

SoFi may check ChexSystems when you apply. If you have a negative ChexSystems report, you might be denied. Consider banks that don't use ChexSystems if this is a concern.

How long does it take to get the SoFi bonus?

SoFi bonuses typically post within 30 days after meeting all requirements. Some offers may take longer — check the specific terms.

SoFi savings — $675 Bonus

SoFi is offering a $675 cash bonus for new SoFi savings accounts in 2026. There are no monthly fees. The bonus posts within 30 days after meeting requirements.

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SoFi Checking & Savings — $300 Bonus

SoFi is offering a $300 cash bonus for new SoFi Checking & Savings accounts in 2026. There are no monthly fees. The bonus posts within 14 days after meeting requirements.

No monthly fees. 4.00% APY on savings with direct deposit. Additional bonuses available for higher DD amounts.