Best Savings Account Bonuses
Find the best savings account sign-up bonuses available right now. Most require a minimum balance deposit rather than direct deposit, making them easy to combine with checking bonuses. We've ranked them by bonus amount and ease of requirements.
Quick Comparison
| Bank | Bonus | Min Balance | Monthly Fee |
|---|---|---|---|
| Citibank | $2,000 | None | $0 |
| Citibank | $1,000 | None | $0 |
| SoFi | $675 | None | $0 |
| BMO | $350 | None | $0 |
| Chase | $300 | None | $0 |
| Citibank | $300 | None | $0 |
| American Express | $300 | None | $0 |
| U.S. Bank | $250 | None | $10 |
| TD Bank | $200 | None | $0 |
| Chase | $200 | None | $5 |
Stack Savings + Checking Bonuses
Many banks offer separate bonuses for checking and savings accounts. By opening both at the same bank, you can earn two bonuses simultaneously. Look for banks that appear in both our best checking bonuses and this savings list to maximize your total earnings.
All Savings Account Bonuses
Citibank
Citi savings
Citibank
Citi savings
SoFi
SoFi savings
BMO
BMO Alto Online Savings
Chase
Chase savings
Citibank
Citi savings
American Express
American Express High Yield Savings
U.S. Bank
U.S. Bank Elite Money Market
TD Bank
TD Bank savings
Chase
Chase Savings
Citibank
Citi Accelerate Savings
Capital One
360 Performance Savings
Discover Bank
Discover Online Savings
PNC Bank
PNC High Yield Savings
Ally Bank
Ally Online Savings
Citibank
Citi savings
Marcus by Goldman Sachs
Marcus High-Yield Savings
Banks With Savings Bonuses
Browse all bonuses from these banks offering savings account sign-up bonuses.
Savings Account Bonus Tips
- ✓Minimum balance: Most savings bonuses require you to deposit and maintain a minimum balance for 60-90 days. Make sure you can park the funds for the full period before committing.
- ✓HYSA rate stacking: Some high-yield savings accounts offer both a competitive APY and a sign-up bonus. You earn interest on your deposit while waiting for the bonus to post, maximizing your total return.
- ✓No-fee options: Many online savings accounts have no monthly fees, making the bonus pure profit. Watch out for brick-and-mortar banks that charge fees unless you maintain a high balance.
- ✓Early termination: Keep your savings account open for at least 6 months. Closing early can trigger clawback of the bonus or an early account closure fee. Check the terms before opening.