U
U.S. Bank
U.S. Bank Smartly Checking
Checking Account
$400
Bonus
Requirements
💵
Direct Deposit Required
$6,000 or more × 2 deposits
📝
Additional Requirements
Two direct deposits of $3,000+ each within 90 days
Account Details
Monthly Fee
$6.95/month
Fee Waiver
$1,500 average balance
Bonus Posts In
60 days
Keep Open For
150 days (to avoid ETF)
Notes
Must be new U.S. Bank checking customer.
Quick Info
Hard PullNo
ChexSystemsSensitive
NationwideYes
TargetedNo
ExpiresMar 31, 2026