Bank Bonus Calculator
Calculate the real value of a bank bonus after taxes, fees, and opportunity cost. Find out if a bonus is worth moving your money.
Bonus Details
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$
$
Federal + state marginal rate
Results
Bonus Amount$300
Taxes (24%)-$72
Account Fees (3 months)$0
Net Profit$228
Annualized Return6.2%
vs. Keeping in HYSA
If you kept $15,000 in a 4.5% HYSA instead:
HYSA Interest (90 days)$166
Bonus Net Profit$228
Bonus vs HYSA+$62
This bonus is worth pursuing. You earn more than keeping your money in a HYSA.